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LDS Mission Cost

by Jimmy on June 25, 2009 · 46 comments posted in Preparing for a Mission

Many of my readers have wondered: how much does an LDS mission cost?  The current LDS mission monthly cost for young men and women in the United States is $400 a month. That comes out to a total of $7,200 for 18-month long missions for sisters, and $9,600 for young men who serve two-year missions.

mitt romney missionary 2Mission Costs Vary for Some People and Places

I specify that the figure above is for young men and women in the US, because mission costs vary for senior couples and for young people outside the US.  To find out the current cost of an LDS mission outside the United States, please see your bishop or other Church leader in the country.  For senior missionaries in the United States, the average cost of a mission for couples who do not live at home is approximately $1,500 per month. Mission costs for senior missionaries range from $800–$4,000 per month (which includes expenses for housing, utilities, food, and transportation), but about 80% of all missions cost less than $1,800 per month.

Missionaries Pay Their Own Expensesfamily dinner table

Missionaries are expected to pay their own expenses while on the mission.  When my parents were young, each missionary paid his or her own actual living expenses.  So a mission to Japan, for example, could have been much more expensive than a mission to Argentina.  In 1990, though, a new program was introduced to equalize the financial responsibility for each missionary. Now, all young missionaries pay a flat monthly rate into the Church missionary fund.  Each missionary, then, is allocated what he or she needs for the expenses in that mission.  This approach has reduced the burden on the missionary, and his or her family, who may have been assigned to work in a more expensive area of the world.

Expenses Covered

The monthly allowance missionaries are given is designed to cover food, lodging, transportation, and other mission related expenses. Missionaries are asked to bring extra personal money for additional items they would like to purchase such as souvenirs. Church members around the world are asked to invite their local missionaries to meals to help reduce the overall cost of the missionary program.

mission saving piggy bankStart Saving Early

Young people in the church are encouraged to save money throughout their childhood and teenage years to pay for as much of their mission as they can.  Parents, family, and friends may also contribute financially to pay for a missionary’s expenses.  Missionaries who cannot save the required funds may also obtain assistance from their home ward or stake, though personal and family sources of funds should be exhausted first.

Supplemental Financial Assistance

For many countries outside the US, if authorized, there is supplemental financial support available from the Church.  If the missionary candidate cannot be supported fully from personal, family, ward or branch, or stake or district funds, then a request can be made for this financial assistance. Missionaries are asked not to request this special assistance until they, their family, and ward or branch and stake or district have committed themselves to provide all the financial support they can.

Source of Funds Section of Mission Paperssacrament meeting hymn

When filling out the mission application form, missionary candidates are asked to indicate the source of the funds that will pay for their mission.  They are asked how much money will be contributed per month in support of the mission from: Self, Family, Ward or Branch, and other sources.  So be prepared to answer that question.

Do all that you can to save for your mission.  Start saving at an early age so that you can serve a faithful mission for the Lord and not be a financial burden on your family.  The Lord will bless you many times over for the sacrifice of time and money you make to go on a mission.

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{ 43 comments… read them below or add one }

Ryan March 17, 2010 at 1:55 am

I like this the 400 a month for me so much and with no jobs in my city like at all ive tried saving as much as i could which is about 1000 from working job to job and im 19 but i already turned in my papers and just need that last interview,i cant wait to serve the lord thats number 1

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Jimmy March 17, 2010 at 7:56 am

Ryan. I’m sorry it’s been so hard for you to find a job to save for your mission. I’m sure the Lord will bless you for your efforts. I wish you good luck and much success on your mission.

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Sister Luatua to be... March 17, 2010 at 8:50 am

Shux this is awesome! my question is. When are the funds needed? at the time of submitting your papers to headquarters? or the time of your availability date?…please comment back asap!…

this answer is going to determine whether or not my goal is achievable…wish i came across this site earlier…shesh!

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Jimmy March 17, 2010 at 9:27 am

Sister Luatua. You do not need any funds at the time you submit your paperwork. The $400 per month is needed from the time you enter the MTC.

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Vicki May 19, 2011 at 9:13 am

I disagree. We submitted my son’s papers and received his call April 20th, and we were IMMEDIATELY required to pay several hundred dollars for things needed for his passport and visa. I was not expecting this because it’s been the general concensus that the money is not needed that soon; however this is not true. It does depend on where you are called (my son is going overseas obviously) but be prepared to spend that just in case. If you do not get that paperwork done immediately then your mission will be delayed, perhaps by several months. We were told a minimum of two months delay if we didn’t get things back to the church office in time.

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Stephanie June 8, 2011 at 9:57 pm

Don’t let this discourage you too much! My roommate has worked in the missionary travel office at Church Headquarters for the past three years. I know that she takes care of all the missionary visas for her region. I asked her and, as I thought, missionaries do not have to pay for their visas. If they get called somewhere that requires physicals and things for visas, then they do need to pay for that, but insurance usually covers it. If you are uninsured, you can speak with the missionary offices at church headquarters and I am positive they can help you figure everything out. If you want to serve a mission, don’t let anything hold you back! I planned on serving and it felt like everything kept crashing down around me. The week I was to send my papers in with my bishop I last-minute moved across the country. That was five years ago…and here I am, looking up this website in the middle of the night five years later at the age of 28 because a mission is still on my mind…

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Melissa M July 12, 2011 at 1:41 pm

Stephanie, you and me both…I just turned 28 as well and samething I’ve had mission service in my mind the first time i met the missionaries, before and after i converted. But i’m sure that Our Heavenly Father knows whats goin on and has a plan for all of us who has faith in the work that missionaries do. For me becoming a missionany , is like joinning the Army of Heavenly Father’s . And the MTC is our base where we train the technics and how to use our weapons which is The Book of mormon ect and The Bible… And we have a mission to complite, and that is to Rescue back the others.
I wont give up, I will continue to pray and ask for guidences on how I can make Clean money fast so I can Start my Mission. as we all know we cant gamble, so…the Lotory is not an option…loll… hope to see you on the mission, you never know! :+ )

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DumbDumbs May 28, 2010 at 7:53 pm

Would be smarter to save money for college, and why is it that god always needs MONEY! money money money! You people are gullible.

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Joshua June 20, 2010 at 4:36 pm

God doesn’t need money. Living has a price tag attached to it. Plus the “money” god gets goes towards better things and helps others.

I can’t wait till I go on my mission, next year.

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Kel Reichelt June 22, 2010 at 6:02 pm

Don’t do it! The worst 2 years of your life, I promise.

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DntMessWithAMissionaryMan February 27, 2011 at 9:55 am

If you truly went on a mission and this was all you had to say about it, then I guess you truly didn’t “get it.” Feel for ya. I’ve heard from a number of people that have left the church after their missions and even they loved their missions. I guess there are seldom few that don’t enjoy it. Usually cause they don’t understand the blessings involved.

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ruby b March 15, 2011 at 9:16 pm

Haha i bet Reichelt was kidding..and got a reaction.

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Vicki May 19, 2011 at 9:17 am

I agree. This person truly didn’t get it. Anytime you serve another human being it is an amazing experience. I do not only mean an LDS mission either; I had a brother in law who served a Catholic mission and he worked hard serving others. He says it was the best time of his life even though he had hardships. Service is the key.

LDS missionaries are there for service. They are required to do service every single week; so many who are not LDS misunderstand the purpose. It’s not about sales pitches, it’s not about numbers, it’s not about self pride. It’s about service. It’s about doing the Lord’s work and serving others. What did Christ do? He left his family and served the people. He taught His gospel but never forced anyone to accept it. Our LDS Missionaries follow His example, serving and teaching. Any who do not accept the gopsel are never forced, and if they need help we still give it to them. They are true disciples of the Lord.

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wvw July 18, 2010 at 6:10 am

Great site with alot of info
to those who say don’t do it! I ask, do you suggest the same to those who go to college and don’t have a good experience or if you have a bad experience on a date, never date again.
Like all things in life we usually benefit from an experience in accordance with what we put into it.
For those who seek to serve their fellow man this is one of many great opportunities life offers. The 2 years I served were the best and the worst up until then. The same can be said of my 30 years of marriage since then. With age and life experiences comes wisdom. I am now wise enough to recognize that the bad times are necessary for my personal growth. ( and that most of the time the bad experiences were brought on by my own selfishness
Thanks Jimmy for taking the time to set up this site

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nn September 19, 2011 at 1:54 pm

awesome comment! Thanks for posting. It is always nice to hear the good and bad, that you loved it despite the hardships. Isn’t it true though? The best things are the things that you have to work the hardest for? thanks :)

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Yesua Patrick August 12, 2010 at 4:51 pm

I am prospective missionary and currently on Medical examination for my Mission. My both parents deceased ( Father left me when I was one year old and my mom left me when I was 14. I was and still brought up by my elder brother. My family members are all strong catholics and am the only one who join the lds church. Am unemployed and my relatives are agaisnting me for financial support for my mission. Now the time has come to submit my mission form and I am really in doubt because I dont have any money for my mission. With no doubt I will really rely on Book of Alma for mission.

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ruby b March 15, 2011 at 9:13 pm

Elder Patrick,
Your amazing. You really need to come over to Australia, bishop has told us
pretty much that they have the budget for 4missionaries but noone in our ward
is worthy enough or no motivation to get out into the field. Even with expenses
paid, sad really.
But i know that through your hard work and dillegence, your mission will mean so much more with all your blood sweat and tears! Lol Best of luck to you!
Kristen A so true. Somehow i find myself being more broke when i miss paying my tithing! Go figure but so true.
Goodluck Bobby, srick it out. Be patient, filling out your papers really test ya and its only the beginning.

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Vicki May 19, 2011 at 9:19 am

No one who desires to serve is turned away. xo

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future sister missionary September 7, 2010 at 10:28 pm

Elder Patrick (to be),

It is so amazing that you have such faith and devotion to this church! I love hearing of others who have been through so much and are willing to sacrifice even more in order for the work to go forward. You are an amazing example to all of us and I wish you the VERY best of luck on your mission! I’m sure things will work out financially for you if you just have faith and rely on Heavenly Father. That’s what this life is all about right? I love this gospel and I know it’s going to be a lot of work but slowly I’m saving up for my own mission and I hope to be able to serve the Lord. Good luck to everyone else out there trying to do the same!

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Jeri Schoppe September 9, 2010 at 12:33 pm

I love to see you young people so eager to do something right. I pay into the missionary fund every month so that ALL of you who desire to go on a mission can! Do not ever worry about HOW you will pay…just prepare yourself to go and do the Lord’s work. Trust always in the Lord…

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Sister Baum (to be...) May 9, 2011 at 9:04 pm

Thank you Jeri, for your faith! I am a convert to the church (will be three years this coming Wednesday!) so I didn’t have the option to save up during my childhood. It will be difficult for me to save up enough money to purchase the things I will need to take with my on my mission, let alone the cost of the mission itself. It is because of faithful members like you that I will be able to serve a mission for the Lord. I know that the Lord wants me to serve a mission, and that he will open the necessary doors for me to be able to do so. ~Sister Baum, to be.

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Kristen A. September 23, 2010 at 10:54 am

To everyone out there wondering how you are going to pay for your mission, I would like to share my own experience. I am a convert to the Church and decided that I wanted to serve a mission. I was in school full time and trying to save as much as I could while paying off debts so I wouldn’t have to worry about them while I was gone. The best thing I ever did was to pay my tithing. I promise you that if you pay your tithing and do your best to save, the Lord will take care of the rest. People (like Jeri) are paying into the missionary fund. Or for me, I showed up at the temple one day and someone offered to pay for my entire mission. God blesses those who desire to serve Him. I don’t regret for a moment my decision to serve a mission.

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nn September 19, 2011 at 2:00 pm

Kristen! Thank you for sharing this! What a beautiful story of faith and the blessings that followed! xoxo

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Bobby Cameron February 24, 2011 at 8:30 pm

Im 18 and will be 19 in a couple of months and im so excited to serve a mission. i wasnt sure i wanted to until recently but now its all i can think about. i have a question though if anyone has an answer it would be greatly appreciated. I take two psych meds and i was wondering if that prohibits me from serving a foreign mission. i will be happy wherever im am called i just want to know if that restricts where i go

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Zuriel May 23, 2011 at 12:43 am

I know what you are talking about. I wasn’t sure either, I wasn’t sure if I was good enough to serve a mission and now I know that I am good enough. I actually have a meeting with my bishop soon for my patriarchal blessing and i am looking forward to it. Now I know that if I am worthy for a patriarchal blessing, I am worthy to go on a mission as well. I wish you the best of luck to you when you go on your mission. God Bless.

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Jimmy February 25, 2011 at 8:53 am

Bobby, In your missionary application forms, your will be asked to provide many details on your health, including medications you are taking. Your doctor will also fill out a portion of the paperwork, and his or her recommendation about whether or not you can serve abroad will be taken into account by Church headquarters. The Church missionary department also has doctors who will review your medical information and make a recommendation whether or not you can serve a foreign mission. If the doctors say you can serve abroad, then that won’t be a restriction when the apostles meet to determine your mission assignment. I hope that helps.

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Allan April 4, 2011 at 1:11 am

I am wanting to go on a mission myself but I have heard so many negitive things about the church that I doubt the truth of it and I begin to wonder if I really should go…

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Michael April 4, 2011 at 6:48 am

Allan, you know that you are a child of your Heavenly Father. With human frailty, it becomes difficult at times to have confidence in your worth. Especially when it comes to decisions that have eternal outcomes. The diabolical one knows what you are capable of, and will do everything in his power to make you feel doubtful and weak. YOU ARE NOT WEAK. Your Heavenly Father knows of your potential. I don’t know if this will help you, but I feel that you should know that if you’re being attacked by what others say about the Church of Jesus Christ of Latter Day Saints and whatever the devil may throw at you, know this:
It’s not that you’re that weak.
You’re simply that valuable.
In war, you take out the leaders of the opposing side. Satan made his choice, and he lost, you can still win, just let the Atonement take over.
Give Him your fears, he’ll guide and comfort you far better than any worldly idea or ideology.
With Him on your side, YOU CAN’T LOSE.
At the risk of sounding self-righteous, I know that if the Atonement wasn’t real, if it didn’t happen, WHICH IT DID, I would not be here today, I would not feel a desire to serve the Lord of my own accord.
You have your agency to choose.
I can testify that as soon as you decide to serve, the Lord will immediately bless you for that decision.
You are loved by Heavenly Father.
Don’t forget it.

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Jeff May 9, 2011 at 2:59 pm

Allan, I to had that same problem. I had a testimony in the church, wanted to go on a mission, and do the lords will. But as I grew older and the time grew closer for me to go I slowly turned away from the church. For one reason or another I did not want to believe anymore. I went down a path that I am very lucky to have been able to come back from. A mission is a very personal choice, and sometimes we as young men in the church and feel bery pressured into going. No offence to anyone here meant. And I am not trying to pressure you into it I promise. But as a son of our almight Lord and Savior, I testify to you that the gospet can do wonders. It heals broken homes, brings happiness, blessings, and testimonies. I TESTIFY THAT THIS GOSPEL IS TRUE. and if you embrace it you will find what you are looking for and you will believe. Best of luck to you my friend, and remember we are all part of the Kingdom of God. A God of truth and right who wants nothing more than for us to return to him. I turn in my papers on June 18 and it is the best choice I have made in my life to date.

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Sister Baum (to be...) May 9, 2011 at 8:48 pm

First, Congratulations Jeff! I want to thank you for your exceeding faith! The Lord needs missionaries who have been dragged through the mud and muck of life and who have come back with a strong testimony! By enduring through those trials, you will find that someone on your mission will be touched because you went through the same thing that they are going through, and you BEAT IT! While we all need to repent for the mistakes we make, we should never forget them. It helps us to remain humble, and in the case of serving a mission, will help us to relate better to the people we will teach. I am a convert to the church; this coming Wednesday (May 11th, 2011) will be three years since I was confirmed a member of the church. I will eternally be grateful to those two Elders who didn’t simply give up and go home because everyone else that day had slammed the door in their faces; that they followed the prompting of the spirit to knock on my door, and didn’t give up on the stubborn, hard-headed girl that I used to be. Because of their faith, I have enjoyed three amazing, wonderful years of peace and joy in the knowledge that I am a Child of God, and NOTHING that the world or Satan can throw my way can take that from me. Because of their righteous influence (and many other wonderful members I have met) I will serve a full-time mission so that I might share the light and peace that I have found. Never take your eyes off of your goal, my friend, for that is when Satan can blind us with his temptations. I wish you the best of luck on your mission! ~Sister Baum, to be.

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Sister Baum (to be...) May 9, 2011 at 8:36 pm

For the past two weeks I have been praying fervently (after a meeting with my Branch President about going to the temple yielded a gentle nudge to serve a mission) to know if serving a mission is what the Lord would have me do right now. This past sunday I received my answer, and I officially started personal preparations for serving a mission today. I know with all my heart and soul that this is the Lord’s true church and that there is someone out there who needs to hear that from me. I have a bit of work to do before I can put in my papers, but I know that through my hard work and diligence, the Lord will bless me and my family. I can’t wait until I have one of those sacred black name tags that reads “Sister Baum, Missionary for The Church of Jesus Christ of Latter-Day Saints”!

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carlin May 21, 2011 at 4:07 pm

WOW!! i am waiting for my last interviw to send out my papers ! i am so excited! to serve, it s not about money it is about faith, just let’s do it god knows evething a,i just have the faith and corage to go on my mission no money at all just to pay my bills and buy my cloth to gon on my mission,that i though when my bipshop told me sister some of the members of the ward are going to pay you mission i realize god has control on my life to take away and give me. jesua patrick thank you for be an great example for me i though it was hard that my father and mom can not help me with my mission because they jus has money to pay bills and thing, but i cant see i cant not be unthanksful with the lord there are more people in really wors cituations with a most bigger croos on the back more bigger then mine and you and encorage me with you testimony! for all people whos are always thinking about just money! read mathew 6:33 and dont worry God knows your good heart! serve to the lord is the best thing ever! i cant wait to serve!

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Brenna Morgan June 3, 2011 at 10:01 am

Thanks to you all for your strengthening comments. Something inside me has suddenly changed the last several weeks. I have considered going on a mission before, but have always been held back by th thought of being called somewhere simple or not serving foreign. With the recent departure of my closest friend to her own mission, I found myself on my knees begging for comfort. I found myseslf consumed by the idea of serving a mission myself but continued to have doubts with my being “okay” with my call. I’m SO excited to say that I have come to the decision that no matter where I’m called or what language I speak, if I am serving the Lord I am where I need to be!!! I know this gospel is true! I know it with every fiber if my being!

Kristen A., thank you so much for your testimony about struggling with money. I am in a similar situation at the moment. I just finished college and am trying to pay off the last of my student loans. I’ve found that even with putting all the money I have towards those debts and anything extra to a mission, I fall the entire amount short to get out into the field and serve the Lord. I am a bit discouraged due to my family’s inability to help me out at all, but I pray that the Lord will see the desires of my heart and will send an answer to my prayers. I plan a trip to the temple tomorrow and an added measure of money to go towards fast offerings and the missionary fund. Thanks again for your testimony!! It’s what I needed to hear to give me hope!

I know that if I put my trust in the Lord and have righteous desires, I know that He will guide me in the right direction! D&C 6:33. “Fear not to do good…” :)

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Stephanie June 8, 2011 at 10:03 pm

Brenna, you sound like my twin, seriously! Get out of my head. :) Everything you said – especially the first part of your comment – is exactly things I’ve been thinking on and off. I’m about 18 credits from graduating college and I’m almost 28 years old, and now the whole ‘will it be Nebraska or Namibia’? about the mission call is on my mind on top of it all. When I feel the full fire I once felt when my bishop had my papers, and I know it’s for the right reasons, I’m there (student loans aside!).

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Refugia Snelson July 21, 2011 at 8:52 am

Hi,I dont know how I happend to get on this site and read about all you wonderful young people wanting to serve the lord,I retired as a teacher in May and am waitlng for my mission call from Salt Lake,I am excited about my mission and whereever I am send I know that its where the Lord needs me.Good luck to you all prospective missionaires,dont give up,Heavenly Father will be there to help you.

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Lydia August 8, 2011 at 11:57 am

I just figured out how much i can have saved in 9 months from now it’s about a little over 2200 euros which is about 3300 dollars atm… it discourages me knowing I still can’t pay even half of my mission around the time I can leave… i know my bishop will only ask me to save as much as i can… but I want him to keep that money he was about to spend on my mission for a someone who can’t come up with the money and is a guy, someone who was commanded to go by the Lord himself.
I know my parents can’t help me like they helped my brother 9 years ago, since they have financial problems themselves… what can I do?? i am willing to do almost everything…

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Brenna Morgan August 12, 2011 at 7:41 am

Lydia,
I have been feeling the full weight of financial struggles myself. When I made the decision to start preparing for a mission, I realized I was thousands of dollars in debt, let alone not able to make enough money in the time frame I wanted to leave! Neither of my parents are able to help, and I felt so discouraged… The two things that have helped me in the same situation you’re in are: A) Deep, sincere communication with your Heavenly Father about your situation, and B) An increased amount in fast offerings! I have such a testimony if both at this time…MIRACLES HAPPEN!!! :) :) :) Whether that’s the Lord guiding you to a second or third income or being blessed with Angels that come into your life who are willing to help fund your mission! ;) Don’t give up hope! I promise you that as you live faithful to the commandments and take your struggles to the Lord, he will bless you beyond anything you could have ever imagined! :) D&C 68:5-6. :) :) I’ll keep you in my prayers!

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Bonjwa September 16, 2011 at 5:24 pm

Might as well throw in my two cents here too. Turning 22 in 3 days and will be having my 2nd interview in 2 days. I’m excited, scared, and humbled. I’ve worked my tail off all summer. 2 jobs – 60 hours a week and I only have over half the money. I was told my ward would help me and that is so amazing to hear. I barely know these people and they want to help me. I should mention I’m also a conversation to thechuch of about 3 years and the only member of a non-active catholic family. They said they can’t support me financially and are pressing on me to not go, but I know the Lord wants me out there and I know I want to be out there to help others know of the things I’ve come to know. It is true. God does live. He does love us. This is Christs church and I know it to be true. I hope any others out there in similar shoes as me will pray to know if its right for them to serve.

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Therese September 27, 2011 at 10:46 pm

With all the young people out there, I feel a little like a duck out of water. I’m a widowed sister in my early 50′s, my eternal mate went home about two years ago. The spirit has been prompting me to inquire about a “Senior Mission”; perhaps with another sister. I’ve heard there are such mission available for sisters such as I. I’m not sure if the cost would vary and I guess the Bishop is the first to discuss this with. Although, there are so many young brothers and sisters out there that need financial assistance for their missions, that would be a worthy cause as well. However, the Holy Spirit has testified to me so strongly regarding a mission…….

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(Sister) Brenna Morgan October 13, 2011 at 11:10 pm

wow…I am writing on this site once again! Only this time it is several months later and with some great news! :) After all of the struggles with money and loans and debt…I am so excited to say that I received my call this past week! Washington, Spokane Mission! Not at all what I anticipated or expected, but I am grateful for the opportunity to serve the Lord. :) I leave fairly quickly for the MTC (7 weeks) but I know the Lord will take care of me. :) Thanks again for all of your comments…they truly strengthened me when I was feeling down or worried about my situations! :) This gospel is TRUE! I know it with all of my heart! :) Miracles DO come to those that have the desire to serve! :)

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Jimmy October 14, 2011 at 9:41 am

Brenna, Congratulations on your mission call! You will be a great missionary. Thanks for sharing your story and your testimony with us.

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Charles January 31, 2012 at 2:47 pm

hey I am almost 19 and until this last summer I have been doing chemotherapy every year. I only have a measly 1,500 dollars saved what can I do? Do I need to wait and earn money for a while. My family can pay, but is that a lack of dedication on my part?

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Jimmy January 31, 2012 at 8:54 pm

Charles, It doesn’t sound like a lack of dedication or anything of the sort. You’ll have to work out the financial situation with your parents and bishop. But if you and your parents can assure the bishop that the money will be there each month to pay for your mission, I’m guessing there will be no reason to delay submitting your papers and going on your mission. I’m glad to hear you are well enough to serve a mission. May God bless and be with you and your family.

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